1. Visit www.hfsfinancial.net to complete an application.
2. Receive an eligibility decision.
3. Qualified applicants receive an offer (e.g., Annual Percentage Rate (APR)*, term options, and monthly payment amount) based on their loan amount and application information.
4. Qualified applicants choosing to proceed select an offer (e.g., APR and term).
5. Qualified applicants are then asked to provide additional information to finalize their application.
6. Upon loan funding, the money will be deposited into the applicant's bank account - usually within a few days.